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Archive for the ‘Funerals’ Category

PRE-PLANNING MY FUNERAL-Is it my responsibility? 

Sitting down with loved ones to plan your funeral may not be high on the priority list, but it is something that should be discussed in order to ensure a ceremony or service that reflects your legacy and provides for your wishes. Otherwise, the “to-do list” could be overwhelming for bereaved family members.  The choice of having a traditional funeral, being buried in a green casket, having ashes dispersed in the ocean, or the decision to donate your body to science are based on an individual’s personal beliefs, religion, and passions.

A retired schoolteacher preplanned her service to include ceremony music, how her body would be returned to the earth, and who was to be invited to the church. While diagnosed with pancreatic cancer, she composed a beautiful letter to be imprinted on the back of the funeral program. She expressed the gratitude and love she had for all the guests, the happiness in her life, and how she enjoyed living life to its fullest. She did it all.

In a sense, purchasing life insurance is pre-planning. It is a guarantee that upon one’s death, a lump sum of money will be available to cover funeral costs and other expenses. Hypothetically, if a 40-year-old bought a $100,000 Whole Life insurance policy and passed at the age of 60, the total cash value would equal $34,400 with a death benefit of $113,600 based on dividends earned – all from a total out-of-pocket investment of $31,400. This money could cover various costs associated with a funeral or memorial service along with the survivors’ unpaid expenses.

Benevolent Funds are collections taken up by churches and are often included within fiscal budgets. These collections provide funds to assist with funeral costs of members who were not successful in purchasing life insurance prior to death. If families are in an impoverished financial state or someone is diagnosed with a terminal illness, a small, modified life insurance policy is an alternative. Some churches may find benevolent funds too much of a burden on budgets; their monies could be used to support those in need who are still living.

Know your options and plan ahead.  Do it as an act of love for those you will leave behind.

This article was written in collaboration with the Family Life Transition Team, assisting families with life changing events such as; the death of a loved one, infant or pregnancy, divorce/separation, disabling event or illness, passing of a pet, physical catastrophes, adoption, or job loss. For more information contact Melody Anderson of Chadwick Insurance Group, LLC, 336. 707.9308. Family Life Transition Team can come to you.

Just a Cloud Away, Inc. ™ Journal

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 Terms to be Familiar with when Preplanning a Funeral

Archival Photographsprinted on high quality paper, fade and water-resistant, ideal for outdoor memory gardens.

Bio-Degradable Urn-non-toxic and will decompose over time without harming the earth

Body Donation-donation of whole body for medical research or education

Body Transport-NC does not require the deceased loved one to be transported by the funeral homes

Budget-what are you willing to pay for the entire funeral or memorial service?

Burial Interment by burial in a grave

Burial Liner Outer burial container for a casket, a minimum requirement by most cemeteries

Body Donation-donation of whole body for medical research or education

Burial Vault Protective outer burial container for a casket

Casket The box-like container the body is placed in

Cemetery/graveyard Private, military or community grounds for burying the dead

Columbarium An arrangement of niches to hold cremation urns, usually fronted by glass, bronze, marble or granite and may be located either indoors or outdoors

Cremated remains Remains recovered following cremation

Cremation The reduction, by direct flame, of the body to its basic elements. Some facilities will provide this free of charge for early pregnancy losses and stillbirths.

Crypt Cubicle designed to contain a casket usually in a mausoleum

Eco-Eternity Forest-are undisturbed forest preservations providing ecologically friendly and peaceful resting places for cremated ashes. Ashes are placed in biodegradable urns and buried at the roots of mature trees. Over time, the roots will absorb the nutrients and create a living memorial

Eco-friendly options-embalming fluids are not used, cremation is not used, respecting nature with little harm like burial at sea

Embalm The preserving and sanitizing of the body. The state of NC does not require this, dried ice is another alternative

Funeral Ceremony A service or rite, religious or non-religious, held at a funeral home, church or elsewhere with the body present

Graveside Ceremony-A service or rite, religious or non-religious, held at the cemetery with casket (interment) or urn present (internment)

Green Burials–  any one of a number of options that doesn’t leave a body in a metal casket in the ground for hundreds of years, with minimal adverse impact on the earth

Green caskets-100% biodegradable caskets handcrafted from pine harvested exclusively from the sustainable forests,contain no metal nor toxins whatsoever

Interred-to place in a tomb or grave

Mausoleum A building consisting of crypts (entombment)

Memorial Artwork Bronze sculpture, or other fine art, designed for the purpose of honoring the memories of a life lived.

 

Memory Garden-any designed outdoor residential space for reflection, with or without ashes of loved one. Memory Gardens can also be developed on Campuses, Churches and other Institutions.

 

Memorial Ceremony A gathering of family and friends (religious or non-religious) held at a funeral home, church or other venue, without the body present. It takes place after burial or cremation

 

Memorial Tree-purchased by family to recognize loved ones past and planting in a residential landscape, church, or in the city (Greensboro Beautiful Memorial Tree Program).

 

Mowable Groundcover-small outdoor, non-invasive, groundcover  plants adding color to cemetery plots/gravesites and withstand mowing without damaging.

 

Niche The space for cremated remains in a columbarium, mausoleum or other structure

Obituary-is a notice or announcement of a person’s death, often with a short account of their life. It is often the first thing many people read in the news each day and may be the last word written about a person’s life. These are then submitted to newspapers, online or Just a Cloud Away, Inc.™ Journal

 

Open Casket An option available for viewing of the deceased.

Organ Donation-registering certain organs to be donated after death

Pre-planning Funerals-discussing end of life arrangements with close family or a chosen funeral director

Remains Usually referring to the body but may include cremated remains.

Urn Vault Outer container for urn or cremated remains, a requirement by some cemeteries. Perfume viles are sometimes used when the loss is early in pregnancy.

Urn The vase or container used for cremated remains

 Viewing/Visitation An option available for viewing the body, either private, family only or public, scheduled prior to services at a funeral home, church or in a home

Our loved ones are just a cloud away…………..

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