Archive for the ‘Health Insurance’ Category

“What is the difference between a Medicare Medigap policy and a Medicare Advantage policy”? from Sarah in Greensboro. There are several differences, but the biggest difference  is a Medigap or Supplement policy is insurance purchased from an Insurance Company to offset the costs that Original Medicare A & B do not cover.  There are several different policies available in NC, and the only difference in the policies from company to company is how the insurance company prices the plans.  When choosing a Medigap policy, then you would also need to purchase a Medicare Part D plan from an Insurance company. 

A Medicare Advantage plan is considered a Medicare Part C plan.  They are offered through several insurance companies and usually consist of Parts A, B & D.  They either have a small cost or no cost.  These plans will be used in lieu of original Medicare. 

If you would like to know more about the differences in a Medicare Supplement and a Medicare Advantage plan, or if you need help evaluating your situation during the annual enrollment period, please feel free to call Melody Anderson, your local Broker at 336. 707.9308

Just a Cloud Away, Inc. ™Journal thanks you for this helpful summary Melody.

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The Senior Health Fair at the Roy B Culler Senior Center in High Point last week, provided many local resources offering products and services to the elderly population.

In-home non medical care companies are in great demand because of the baby boomer population. Options for Senior America  was one company who stood out from the rest by providing live in care, if desired of the client. Peace of mind, reliability and flexibility are very important to the community relations director, Evelyn Yalung. Options for Senior America has assisted Angela Howard in caring for her husband with Alzheimer’s.

Angela’s company Take Shape for Life was also in attendance because of the increased number of individuals with obesity, leading to several preventable medical conditions. Angela herself has lost 210 pounds on the program and is offering to cook a free meal in your home for the month of November. Contact Angela today at [thefatfighter@gmail.com].

Melody Anderson of Chadwick Insurance Group was providing seniors with answers to their Medicare Reform Questions. If you have questions, please contact Melody at melodyanderson62@gmail.com.

Unique products like the automatic pill dispenser with lock and auditory direction forseniors, notifying them it is time to take their pills.

This product and many more were offered by Independence Option.

Several Senior Living Facilities were also present with impressive facilities, some even allow pets.

Brookdale Senoir Living, MORNINGVIEW of GREENSBORO, Loyalton of Greensboro and Holiday Retirement  including Creekside Terrace and The Stratford.

Hospice of the Piedmont offered many services.

Not everything offered was healthy, but sure was delicious.

Just a Cloud Away Inc. Journal was also present passing out the latest issue, regarding Alzheimer’s Disease.

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Our first healthy home party was February 27th on Wildflower Walk. The purpose was to introduce locally distributed products and services dealing with improving quality of life and health.

Melody Anderson of Chadwick Insurance, LLC shared with us the benefit of utilizing an insurance broker. Individual coverage could be more affordable than group coverage in some circumstances.  Melody states she could provide a major difference in your major medical insurance. She works within the piedmont triad area and offers free telephone consultations.

Melody Anderson is also a sponsor of Just a Cloud Away, Inc.™ Journal

Another vender was a Weight Watcher consultant/leader, Carrie Williams. She can speak from experience 50 pounds lighter. Weight Watchers is a change in your eating habits and also a change for a healthier and possibly longer future. Every week she teaches at various establishments on how to slowly make permanent changes within lifestyles to achieve the ultimate goal, improved health and maintain appropriate weight. She passed out delicious treats only 1 point each.

Another vendor was Andrea MacDiarmid of Boresha Coffee. B-Skinny™ is a thermogenic fat-burning coffee. 100% Organic Fair Trade AA Arabic Coffee with buffered caffeine and patented hunger suppressant. It is easy to use in a drip coffee maker and delicious taste. 

Dr Fan Lu introduced AlgaBerry™ a fruit from the heavens. This tasteless berry should be taken as a supplement added to cereal, oatmeal, juices or foods.

AlgaBerry™ is also available in powder form.

The AlgaBerry™ is cultivated in water providing calcium, iron, protein and polysaccharides. The research of the Algaberry™ is funded by the U.S. Department of Agriculture and is available year-round

Thank you vendors for providing us with great products and services for the Greensboro and surrounding areas.


Just a Cloud Away, Inc.™ Journal

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Does your health insurance customer service agent put you on hold, knows nothing about you personally and employed by the insurance company and not you? There is a solution addressing these issues.

Melody Anderson of Chadwick Insurance Group, LLC. works for the client to ensure a custom solution for your needs and the needs of your family. In the time of a family crisis, Melody can make the necessary claim phone calls, act as your sounding board without having to press through an automated system and also available to answer questions from Monday through Saturday, 8am until 8pm.

Melody Anderson is focusing on helping families and individuals of the Piedmont Triad Area and surrounding communities. “There is no mold for your coverage, it is based on your unique needs and situations”, states Melody. She commented on how larger companies are not personally tied to you and are not working for you, but for the insurance company itself. Melody is an insurance broker and is looking out for your best interest because you are her client.

The process of working with Melody is easy and initial consultations are free. It is possible to be approved within 24 hours of meeting with Melody. She can travel to your home or another destination where you feel most comfortable while she presents various options for you. Melody will keep you updated through the acceptance process.

Melody Anderson is a mother of 4 children, 1 grandchild and married to Todd Anderson. She is active in her church and networking groups within the Piedmont Triad Area.

Melody has a special place in her heart for animals and has rescued 2 dogs. She also cares for her husband’s elderly parent. Melody also knows the pain and work involved in the grieving process after the loss of both parents, dear friends and pets. “Don’t shut out the support of family and friends”, says Melody. She found comfort in the words and actions from the people who love her.

Thank you for this helpful information and providing additional health insurance options for our community.

Peace Love and Hugs


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