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Archive for the ‘Health Insurance’ Category

“What is the difference between a Medicare Medigap policy and a Medicare Advantage policy”? from Sarah in Greensboro. There are several differences, but the biggest difference  is a Medigap or Supplement policy is insurance purchased from an Insurance Company to offset the costs that Original Medicare A & B do not cover.  There are several different policies available in NC, and the only difference in the policies from company to company is how the insurance company prices the plans.  When choosing a Medigap policy, then you would also need to purchase a Medicare Part D plan from an Insurance company. 

A Medicare Advantage plan is considered a Medicare Part C plan.  They are offered through several insurance companies and usually consist of Parts A, B & D.  They either have a small cost or no cost.  These plans will be used in lieu of original Medicare. 

If you would like to know more about the differences in a Medicare Supplement and a Medicare Advantage plan, or if you need help evaluating your situation during the annual enrollment period, please feel free to call Melody Anderson, your local Broker at 336. 707.9308

Just a Cloud Away, Inc. ™Journal thanks you for this helpful summary Melody.

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The Senior Health Fair at the Roy B Culler Senior Center in High Point last week, provided many local resources offering products and services to the elderly population.

In-home non medical care companies are in great demand because of the baby boomer population. Options for Senior America  was one company who stood out from the rest by providing live in care, if desired of the client. Peace of mind, reliability and flexibility are very important to the community relations director, Evelyn Yalung. Options for Senior America has assisted Angela Howard in caring for her husband with Alzheimer’s.

Angela’s company Take Shape for Life was also in attendance because of the increased number of individuals with obesity, leading to several preventable medical conditions. Angela herself has lost 210 pounds on the program and is offering to cook a free meal in your home for the month of November. Contact Angela today at [thefatfighter@gmail.com].

Melody Anderson of Chadwick Insurance Group was providing seniors with answers to their Medicare Reform Questions. If you have questions, please contact Melody at melodyanderson62@gmail.com.

Unique products like the automatic pill dispenser with lock and auditory direction forseniors, notifying them it is time to take their pills.

This product and many more were offered by Independence Option.

Several Senior Living Facilities were also present with impressive facilities, some even allow pets.

Brookdale Senoir Living, MORNINGVIEW of GREENSBORO, Loyalton of Greensboro and Holiday Retirement  including Creekside Terrace and The Stratford.

Hospice of the Piedmont offered many services.

Not everything offered was healthy, but sure was delicious.

Just a Cloud Away Inc. Journal was also present passing out the latest issue, regarding Alzheimer’s Disease.

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We had an informational workshop at Terragen Nurseries one Saturday morning. Stephie brought some of her birds. They were on special harnesses  allowing for outdoor walks.

Melanie of Chadwick Insurance Group explained information regarding lower insurance premiums.

Janet Nestor took us on a meditative walk around the water gardens and greenhouse. She also gave away a copy of her new book “Pathways to Wholeness”. How is your emotional health?

A quick breathing technique was also shared.

I talked about the importance of plants in the healing realm. This is truly a learning experience for me as well.  Even weeds in our own gardens can be dried and consumed as tea to prevent such conditions as:

  • Diabetes
  • Cancer
  • Anxiety
  • Alzheimer’s

We hope to have more of these workshops in the future.

Please contact me at Diana (@) justacloudaway.com for workshop alerts.

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Do you know your health insurance agent and would you feel comfortable calling him/her to inquire about your changing needs or existing policy questions?

Melody Anderson of Chadwick Insurance Group is one phone call away to answer your major medical insurance questions. She helps her clients in the Piedmont Triad Area  understand their insurance policies and unique situations to select the appropriate coverage. For years Melody has been assisting people looking for affordable options, such as;  major medical insurance (individual or group), life insurance and medicare (65 years and older or disabled).

Major Medical Insurance-individuals or families looking for the best coverage for their budget. Sometimes a spouses group insurance plan is not necessarily the best option.

Group Health Insurance-your existing broker may not  be searching for the best options.

Medicare-people 65 and older or disabled can receive medicare. If you are a medicare beneficiary, do you know how the new reform will affect your benefits? Are you paying too much for your supplement? A seasoned medicare specialist can provide the answers to these questions.

Life Insurance-don’t let these decision overwhelm you. Allow an agent to walk through the process with you and your loved ones. One question to ask yourself, “How would my family manage if I were to die suddenly?” Life insurance would ensure financial security. We will all pass, but would we be prepared?

 The benefits of having a health insurance broker

  • They return phone calls within 24 hours
  • They can guide you through claims, changes in price, adding dependants and health care reform issues
  • They are your personal customer care agent for life
  • Your phone calls are not forwarded to another representative and there are no automated recordings requiring pressing 1, 2 or 3.

Melody Anderson will be present at the Medicinal Plants and Holistic Healing Workshop at Terragen Nurseries June 26th to answer any questions regarding options for your needs and your budget.

Give Melody a call for a quick consultation, 336.707.9308 and it won’t cost a dime.

Thank you for your support with Just a Cloud Away, Inc™ Journal 

Peace….Diana

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